Ceylinco Life leads life insurance market for 22nd year with premium income of Rs. 44.18 Bn.

• Reports total income of Rs. 72.43 billion

• Total assets up 14.15% to Rs. 287 billion 

• Pays Rs. 31.07 billion in net claims and benefits to policyholders, up 24.06% 

• Life Fund crosses Rs. 200 billion

Ceylinco Life has recorded its 22nd consecutive year of market leadership in Sri Lanka’s life insurance industry, posting gross written premium income of Rs. 44.18 billion for the year ending 31st December 2025, achieving strong growth of 18.96 per cent.

The company has reported consolidated income of Rs. 72.43 billion for the 12 months, an increase of 10.51 per cent, with investment and other income of Rs. 28.25 billion contributing to the topline.

Ceylinco Life increased the value of its Life Fund by 11.56 per cent to cross the milestone of Rs. 200 billion and reach 201.81 billion as of 31st December 2025; and grew its investment portfolio by 13.9 per cent to Rs 253.43 billion in an emphatic reaffirmation of the company’s financial strength and stability.

“We are justifiably proud to retain our status as the biggest life insurer in Sri Lanka, a position that reflects the continuing trust and confidence of customers,” Ceylinco Life Executive Chairman Mr. R. Renganathan said. “Our focus on our core mission of de-risking the lives of our policyholders with gimmick-free life insurance products and our proven empathy for the evolving needs of our policyholders, remain the cornerstones of our success. This is well supported by prudent and farsighted investment management, creating an unbeatable combination. 

Ceylinco Life paid Rs. 31.07 billion in net claims and benefits to policyholders in 2025, an increase of Rs. 6 billion or 24 per cent over the preceding year, and transferred Rs. 20.68 billion to its Life Fund. The company’s total assets grew by Rs. 35.58 billion or 14.15 per cent over the year at a monthly average of more than Rs 2.9 billion, to reach Rs. 287.02 billion at the end of 2025.

Ceylinco Life transferred Rs. 3.5 billion as profit to the shareholders’ fund in respect of the 12 months, and shareholders’ equity grew to Rs. 67.8 billion at the end of the year. 

The company reported profit before tax of Rs. 11.21 billion for the year, reflecting an increase of 11.5 per cent over 2024. Net profit after tax at Rs. 7.85 billion, was an improvement of 10.97 per cent.

Ceylinco Life’s basic earnings per share for the year amounted to Rs. 156.94, while net assets value per share was Rs. 1357.20 as of 31st December 2025. Return on assets for the year was 2.73 per cent and return on equity 11.56 per cent.

Recognized as the Best Life Insurer in Sri Lanka by World Finance for the 12th consecutive year in 2025, Ceylinco Life offers innovative insurance solutions that protect and de-risk the ambitions of policyholders. In 2025, the Company was ranked the most valuable insurance brand in Sri Lanka and the 22nd most valuable brand overall by Brand Finance. It was also voted the People’s Life Insurance Service Provider of the Year for the 19th consecutive year in 2025, reaffirming its position as a brand trusted by millions.

The Company has additionally been adjudged Sri Lanka’s Brand of the Year twice within the past five years and has been recognized among the 10 Most Admired Companies in Sri Lanka by the International Chamber of Commerce Sri Lanka (ICCSL) and the Chartered Institute of Management Accountants (CIMA).

Photo caption:

Ceylinco Life Executive Chairman Mr R. Renganathan and Managing Director/CEO Mr Thushara Ranasinghe.